Terms & Conditions

📝 Terms & Conditions Template

1. Swagat aur Paribhasha
Yeh website (“Site”) StudyWealth (“Hum”, “Hamara”, “Company”) dwara chalayi ja rahi hai. “User”, “Aap” ya “Customer” kahenge to iska matlab website ke visitor ya registered member hai. Humari “Products / Services” ka matlab digital products, courses, templates, resources aur anya materials jise aap kharidte ya use karte hain.

2. Accepting Terms
Site ko istemal karke aap in Terms & Conditions ko accept karte hain. Agar aap inhe accept nahi karte, to kripya site ka upyog na karein.

3. Account Registration
Agar aap account banate hain, to aapko sahi, current aur complete information deni hogi. Aap apni login credentials ka suraksha aap khud responsible honge. Kisi bhi unauthorized access ya misuse ki situation mein humein jald se jald suuchit karein.

4. Products / Services
Hamara site digital products bechta hai — jaise ki e-books, templates, design files, code snippets, courses etc. Hum ye guarantee nahi dete ki har product har user ke liye perfect hoga. Aap product description achhi tarah padh lein. Purchase karne ke baad refund-policy (if applicable) ya download link ka dhyan rakhein.

5. Payment aur Billing
Sare payments secure gateways ke through honge. Agar payment fail ho ya dispute ho, to hum behad limit tak madad karenge. Hum kisi bhi illegal, unauthorized transaction ke liye liable nahi honge.

6. Intellectual Property
Site par uplabdh saare materials (text, graphics, logo, sound files, downloadables) humari ya licensed partners ki property hain. Aapko inhe without permission reproduce, distribute, modify, publicly display nahi karna chahiye.

7. User-Conduct
Aap agree karte hain ki aap site ka use kisi illegal, fraudulent, offensive ya abusive tareeke se nahi karenge. Viruses, spam, hacking ya data collection bots use karna strictly mana hai.

8. Limitation of Liability
Humara zyada se zyada liability limited hogi paisa lene ki rakam tak ya jitna applicable law allow kare. Hum kisi indirect, incidental ya consequential damages ke liye responsible nahi honge.

9. Refunds / Returns
Digital products hone ke nathe, refund policy alag ho sakti hai. Agar aapne purchase ke baad issue face kiya hai, to jaldi contact karein. Hum alag se terms specify kar sakte hain.

10. Privacy
Aapka data humari Privacy Policy ke anuroop handle hota hai. By using site, aap data collection, storage aur processing se agree karte hain.

11. Modifications
Hum in Terms & Conditions ko bina prior notice ke kabhi bhi update kar sakte hain. Updated version site par publish hoga aur aapka site ka continued use usse “accept” karna maan lega.

12. Governing Law
Yeh Terms & Conditions India ke kanoon ke antargat ayenge (jaise ki Bharat ka laws). Kisi dispute ki situation mein Patna (Bihar) ke appropriate courts ki jurisdiction hogi (agar specified ho).

13. Contact Information
Kisi bhi queries ya grievances ke liye, aap [your email address] ya site par diye gaye Contact form ke through humse sampark kar sakte hain.

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